Fixed deposits remain indispensable for risk-averse investors. By comparing bank and NBFC rates, choosing the right tenure, and leveraging compounding, one can secure steady returns. Whether it’s SBI’s stability, Bajaj Finance’s high returns, or tax-saving schemes, there is an FD for every financial goal. Investors should align FD selecti
RBI Floating Rate Bonds - Advantages & Interest Rate
RBI Floating Rate Savings Bonds 2020 (Taxable), also known as the GOI Bonds, currently offer a taxable interest rate of 8.05% (till 31st Dec 2025) over a seven-year term. They are called floating-rate bonds because the interest rate on these bonds is linked to the NSC rate. In accordance with the scheme guidelines issued on June
SIP & Mutual Funds in 2025 – The Smart Way to Build Wealth in India
Investing in mutual funds through a Systematic Investment Plan (SIP) is one of the simplest and safest ways to grow your money in 2025. By making small, regular contributions, you can steadily build your wealth, save on taxes, and achieve your financial goals, one step at a time. Why Indians Are Choosing Mutual FundsThese days, mor
Capital Gain Bonds 2025 - Tax Savings with 54EC Bonds
Capital Gain Bonds, also known as 54EC Bonds, are a type of financial instrument issued under Section 54EC of the Income Tax Act, 1961. These bonds offer a tax-saving option for individuals who have earned long-term capital gains from the sale of their real estate property, such as land or buildings. By reinvesting their profits in bonds within